Best Personal Loan Companies of 2021
Credit balance
Read 79 Reviews
Offers personal installment loans for bad credit of $ 100 to $ 5,000. Also offers credit services for loans of $ 100 to $ 2,500. Refunds available for up to 36 months in select states. Includes payday loans and auto repair loans.
Avio Credit
Read 50 Reviews
Offers fixed rate personal loans, installment loans and lines of credit up to $ 5,000. Instant loan decision at the end of the application. Requires a minimum monthly income of $ 1,000. Works in 10 states.

Personal loan the next day
Read 82 Reviews
Offers personal loans of $ 100 to $ 40,000. The service is free and does not affect the credit score. The request takes a few minutes to complete. Funds from the next business day. Connects borrowers with lenders nationwide.

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Prosper
Read 57 Reviews
Offers personal fixed-term loans, debt consolidation options and home equity lines of credit. No prepayment penalty. The duration of the loans varies from three to five years. Provides investment options.

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on Personal Loan Pro
Before
Read 173 Reviews
Offers unsecured and secured personal loans and credit cards to build your credit score. Loan amounts range from $ 2,000 to $ 35,000. Finance loans the next business day. APRs range from 9.95% to 35.99%.

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on Personal Loan Pro
SoFi
Read 201 Reviews
Offers personal, residential, student and small business loans, and mortgage and student loan refinancing options. Personal loan amounts range from $ 5,000 to $ 100,000. No origination fees or prepayment fees. Consulting services.

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on Personal Loan Pro
New Credit America
Read 23 Reviews
Offers consolidation loans and personal loans with fixed interest rates, terms and payment plans. Claims to take into account all FICO scores. APRs can be as high as 29.99%. Includes origination fees of up to 5%.

LightStream
Read 6 Reviews
Offers loans for various types of life experiences, including home improvement, auto purchases, auto refinancing, and medical bills. Loan amounts range from $ 5,000 to $ 100,000. APR starts as low as 3.99%.

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on Personal Loan Pro
1st Franklin Financial
Read 41 Reviews
Offers mortgages as well as personal loans up to $ 15,000 with fixed rates and payments. Works in six states. APRs vary based on condition and personal credit profile.

Pioneer Military Credit
Read 24 Reviews
Offers personal military loans to serving and retired military personnel. Loan amounts range from $ 500 to $ 10,000. All grades and all branches are eligible to apply. Fixed rate installment loans. Includes a 15 day return guarantee.

Finances of the Republic
Read 81 Reviews
Offers personal loans and self-secured loans. Operates 220 locations in eight states. Provides K-12 school loans to fund tuition fees and cover other educational expenses. The secured loan is $ 10,000.

Financial Financial
Read 122 Reviews
Offers personal loans of $ 500 to $ 25,000. Must visit branch to close loan on approval. Fixed rates, conditions and payments. Includes debt consolidation and auto loan options. The maximum unsecured loan amount is $ 8,000.

Fig loans
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Offers installment loans. No late fees, bounce fees or late interest fees. Refers to three major credit bureaus to help you build your credit. Flexible repayment terms. Works in seven states. Loan amounts vary by state.

To improve
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Offers personal loans between $ 1,000 and $ 50,000. Fixed prices and without prepayment charges. APR between 7.99% and 35.97%. Origination fees between 2.9% and 8%. Funds are sent one business day after approval.

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on Personal Loan Pro
Marcus by Goldman Sachs
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Offers loans of $ 3,500 to $ 40,000. Loan term up to 72 months. Interest rates range from 6.99% to 19.99%. Member of the FDIC. Tariff discounts for AutoPay. High yield online savings accounts. No fees on savings or loans.

On-board credit
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Provides personal loans from $ 500 to $ 5,000 with no hidden charges. Apply in minutes for up to five personalized loan offers and next day financing. 100% online. Five-day risk-free guarantee. Repayment periods of 6 to 60 months.

To pay
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Offers loans specifically to pay off credit cards. Fixed rates between 5.99% and 24.99% APR. Loan amount of $ 5,000 to $ 40,000. Loans available in 46 states. Minimum loan amounts and APRs vary in some states.

Reached
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Offers loan amounts between $ 1,000 and $ 50,000. The duration of the loans varies from three to five years. APRs generally range from 8.41% to 35.99%. No early repayment penalty. The minimum loan amount varies by state.

Figure Personal loans
Offers personal loans in addition to home equity lines of credit and mortgage refinancing. Simple online application. APRs range from 5.75% to 23.04% with a discount for automatic payments. Available in every state and Washington, DC

Fiona
Matchmaking service that connects users with personal loan and student loan refinancing providers. Offers savings, life insurance and correspondence credit card options. The service is 100% free to use.

Point Ready
Offers personal loans and financing options up to $ 25,000. Same-day approvals can receive funding overnight. No prepayment penalty. APRs range from 9.99% to 35.99%. Loan term between 24 and 60 months.

To lend
Offers payday loans and installment loans. Only works in seven states. Loan amounts and terms vary. Provides decisions instantly. Financing in one business day only. No minimum credit score.

Professional Personal Loan
Offers personal loans of $ 1,000 to $ 50,000. APR as low as 3.49%. Serves as a free correspondence tool to connect users to loan partners. Provides loan offers in less than two minutes.

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